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Mortgage Rates Edmonton: Compare 50+ Lenders

Compare live fixed and variable Edmonton mortgage rates from 50+ lenders. Insured, 25-year amortization unless noted.

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Current Fixed vs. Variable Mortgage Rates in Edmonton

Finding the right mortgage rates in Edmonton can save you thousands of dollars over the life of your home loan. Whether you are buying your first property, renewing an existing term, or refinancing, comparing live options across multiple lenders ensures you secure the lowest possible interest rate. As independent Edmonton mortgage brokers, we compare fixed and variable rates from over 50 competing lenders to find a customized financing solution tailored to your financial goals.

1-Year Fixed

5.44%

5.61% APR

Insured

3-Year Fixed

4.54%

4.66% APR

Insured

5-Year Fixed

4.29%

4.41% APR

Best market rate

5-Year Variable

4.95%

5.02% APR

Prime − 0.90%

Why choose us

How to Get the Best Edmonton Mortgage Rates

Banks only sell their own mortgage. We shop the whole market, negotiate on your behalf, and it costs you nothing.

Access to 50+ lenders

All in one place.

Free, expert advice

Paid by the lender.

Pre-approval in 24h

Know your budget first.

Local & licensed

Edmonton & Alberta rules.

Average rating
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Funded (2025)
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Lenders compared
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Common questions

Why Work With an Edmonton Mortgage Broker?

Rates are indicative and depend on your profile, property and loan-to-value. A broker confirms your exact rate with a pre-approval.

A rate hold protects you from market increases for a set period—usually 90 to 120 days—while you shop for a home or finalize your mortgage pre-approval.

Yes. Posted rates are often higher than what brokers can actually negotiate behind the scenes. By shopping across a wide network of prime lenders and credit unions, we leverage competition to negotiate heavily discounted rates on your behalf at zero cost to you.

A guaranteed rate for up to 120 days while you shop for a home.

Fixed gives certainty; variable can save if rates fall. Your broker helps you weigh both.

Ready when you are

Get pre-approved in 24 hours

No cost, no obligation, and no impact on your credit score.