Alberta Mortgage Brokers | Home Purchase, Renewals & Refinancing
Know exactly what you can afford before you start looking — and hold today’s rate for up to 120 days while you shop.
Secure & confidential
20+ lenders compared
Reply within 1 business day
Takes about 3 minutes. A licensed Alberta broker will review it and come back to you with your options.
Nothing is required to start — send the form and we’ll guide you. When we move to a full pre-approval, these are the documents lenders ask for.
A valid driver’s licence or passport for each applicant.
Recent pay stubs and a letter of employment, or two years of tax returns and financial statements if you’re self-employed.
Bank or investment statements showing where your down payment is coming from, plus a gift letter if family is helping.
Balances on any loans, lines of credit, credit cards or support payments.
If you’ve found a home, the listing and purchase agreement. If not, no problem — we pre-approve first.
A single credit check, which we always ask for before running.
Takes 3 minutes. No credit check at this stage.
A licensed broker confirms your details and answers your questions.
We compare rates and criteria to find the best fit for your situation.
You get your budget in writing and today’s rate held for up to 120 days.
Most pre-approvals are turned around within 24 hours of us receiving your documents. Getting your initial request reviewed and a broker on the phone usually happens the same business day.
Typically 90 to 120 days depending on the lender. That period also holds your rate, so if rates rise while you shop you keep the lower one.
No. It confirms what you can borrow based on verified income and credit, but final approval still depends on the specific property and an appraisal. It is the strongest position you can be in before making an offer.
Submitting this form does not. A full pre-approval involves one credit inquiry, which we ask permission for first. A single inquiry has a minor, short-lived effect — far less than applying at several banks separately.
No. For residential mortgages our brokerage is paid by the lender you choose, so our advice, pre-approval and service are free to you.
Yes. Banks apply rigid criteria, but alternative and private lenders assess these situations differently. Tell us your circumstances upfront and we will match you to lenders who work with them.
Information on this page is general and does not constitute financial advice. All mortgages are subject to approval (O.A.C.). Rates and lender criteria change without notice. MortgageLoanBrokers.ca is a licensed Alberta mortgage brokerage.