First-Time Buyers

Buy your first home with confidence

Down-payment help, the FHSA, closing costs and every Alberta incentive — explained by a licensed broker.

5,000+

Approved

25+ yrs

Experience

50+

Lenders

Edmonton

Proudly local

First-Time Buyers

How we help

Down payment & FHSA

We map the minimum down payment and how the First Home Savings Account boosts it.

Pre-approval in 24h

Know your budget before you start house-hunting.

First-time incentives

Land-transfer rebates, the Home Buyers’ Plan and more.

Why choose us

A broker works for you — not the bank

Banks only sell their own mortgage. We shop the whole market, negotiate on your behalf, and it costs you nothing.

4.9/5

Average rating

$1.2B

Funded 2025

50+

Lenders

24h

To approval

Real Edmontonians

Trusted at every stage

★★★★★

“They saved us $240/mo at renewal.”

Priya & Sam · Edmonton

★★★★★

“First-time buyers and overwhelmed. Made easy.”

Marcus L. · Edmonton

★★★★★

“Self-employed, banks said no. Broker found a yes.”

Chantal D. · St. Albert

Common questions

First-time buyer questions

How much down payment do I need?

As little as 5% on the first $500k. Under 20% requires CMHC insurance — we’ll show you the numbers.

What is the FHSA?

A tax-free First Home Savings Account that helps you save a down payment faster.

Will pre-approval hurt my credit?

A quote has no impact; a full application involves one credit check we ask permission for first.

Ready when you are

Get pre-approved in 24 hours

No cost, no obligation, and no impact on your credit score.